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The Chedester Team Testimonials

What customers are saying about The Chedester Team

"They were very thorough and explaining things so that I understood, and even took the time to show me visually how the process works so that I understand as well. They also kept good communication with me, and they were quick to reply to emails and questions that I may have had, and they were able to put everything together, refinance, and have a closing in record time in my book."

Teri B.

"The simplicity and ease. Curvin went above and beyond for me!!!"

Jeni S.

"Charlie and Curvin explained every step clearly and completely. They were quick to respond to my questions, and they kept things on track with gentle, timely reminders."

Kathe C.

"Charlie and Curvin went out of their way to be accommodating and explained the process in great measure. They were both so friendly and put our minds at ease more than once during the home buying process. They worked quickly to make sure everything was in order prior to putting an offer in on a house and were always available to us should we have any questions."

Rachelle T.

"The process was extremely easy. Curvin was very well organized so the process went smooth without any unexpected issues along the way. It made the home buying process much less stressful knowing he was managing our loan well and we didn't need to continually check in to make sure things were moving along."

Kelsey Y.

"Charlie and his team were always timely and responsive to any questions we had and we had a lot!"

Blake & Meghann S.

"The way Curvin kept me updated and was always in contact with me on the whole process. It was an amazingly hassle free process; thanks to Curvin."

Donald W.

"It felt like they genuinely care, I never felt like "just a number". I would refer Curvin as he is knowledgeable and made me feel safe and comfortable during one of the biggest purchases I'll ever make."

Sara

"Charlie & Curvin were very flexible with meeting times, friendly, professional, and always were on top of everything. They really seemed to care about our best interests and we were very happy with their services."

Lindsay M.

"I most appreciated how Charlie and Curvin made themselves readily available for questions and any other needs we may have had."

Kellie T.

"Charlie and Curvin was always available when we needed something or had a question. They both were great with communicating with us thru the whole process. My husband and I had a bad experience before being referred to them and wished we would of came to them first. Great team to work with and appreciated making sure we closed on time."

Carlos & Rhonda M.

"Curvin was hard working and honest. We wanted to go to a company that shared our same values. Curvin met our expectations. We are so Thankful for his help and will look forward to using Midwest Family Lending in the further. Thank you so much Curvin."

Linda J.

"Charlie and Curvin did an awesome job of helping me to raise my credit and getting my family in our dream home. Charlie gave me great instructions on what debts I needed to pay down to where we could get approved. He also recommend our insurance agent and a new credit union to help us settle our debts."

Ronald T

"Curvin always being kept up to date and informed of every step. Super smooth process."

Alicia

"I appreciated how much Charlie and Curvin went to great lengths to ensure my mortgage was closed within the 30 day closing period. They set the standard for professionalism in the mortgage business and I was always treated with compassion, a characteristic often overlooked by many in the industry."

Jacob M.

"Charlie and Curvin both were quick to answer any questions I had and provided me with all the information I needed. I felt very comfortable and not pressured when talking about my finances, which is not normal for me. The whole process seemed too easy to be true...but it was :)"

Jennifer H.

"I really appreciated the great communication Charlie and Curvin had with me. If I had a question I could call or email and they would get back with me usually within the hour. I never felt like I was a bother. They were more than willing to help at any time of day!"

Alli B.

Voted Best Mortgage Company by Cityview 2017 and 2018

Voted "Best Local Mortgage Company"

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We work with you to help find the best purchase and refinance home loan for your unique situation. Some mortgage programs include: Learn More »

Mortgage News

FHA is Just Being Greedy

Today’s FHA stats will blow your mind. One of which is the fact that their MMI fund is literally overflowing. So why won’t the lower their MI to the consumer? Regardless of the answer, it needs to be done. The answer to this question and more is answered in an interview with David Stevens that […]

The post FHA is Just Being Greedy appeared first on National Real Estate Post.
Pending Home Sales Decline Unexpectedly

It seemed safe to say, even before the National Association of Realtors® (NAR) released the pending home sale numbers for April, that some analyst somewhere would be able to say, "I told you so." Trading Economics had a +0.8 consensus estimate while Econoday's consensus of 2.0 percent was for growth predictions ranging from 0.8 to 5.0 percent.

Guess what, everybody was wrong. Very wrong

NAR's Pending Home Sale Index (PHSI), which is based on signed contracts to purchase existing homes, dropped 4.4 percent from its March level to 106.2 in April, very close to the 100 benchmark set 20 years earlier. Year-over-year, signings jumped 51.7 percent compared to April 2020 when pandemic-related shutdowns brought sales to an all-time low. The drop in the PHSI does not bode well for existing home sales over the next few months. Those sales have fallen for the last two months.
Non-Government Loans See Jump in Forbearances

The forbearance numbers increased again over the past week although Black Knight, in its weekly report, said these mid- to late-month upticks are becoming common. The number of mortgages in active plans rose by 16,000 or 0.73 percent. The number of Fannie Mae and Freddie Mac loans in forbearance declined by 1,000 but that was offset by an increase of 2,000 among loans serviced for FHA and the VA and a 15,000 loan rise (2.5 percent) in forbearances among portfolio-held and privately securitized mortgages. As of May 25, there were a total of 2.195 million mortgage loans remaining in forbearance plans, 4.1 percent of all first mortgages being serviced. There were 682,000 GSE loans, 887,000 VA and FHA loans and 625,000 loans serviced for bank portfolio or private label security investors.

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Testimonial

"Charlie and Curvin both were quick to answer any questions I had and provided me with all the information I needed. I felt very comfortable and not pressured when talking about my finances, which is not normal for me. The whole process seemed too easy to be true...but it was :)"
Jennifer H.

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