(515) 252-7107

APPLY NOW!

The Draisey Team Testimonials

What customers are saying about The Draisey Team

"Derek explored our whole financial picture during the whole process, specifically how we should focus on monthly payments when deciding what home we can afford."

Dave E.

"Everything went really smooth with no problems. Derek kept me informed all thru the process. He explains it to the buyer so they can understand and not feel intimated."

Kirk H.

"Derek prioritized getting the approval letter done in a short time. Chelsea was very timely in correspondence. Both worked through the issues that came up."

Rebecca C

"Derek communication with us always kept us up informed what the status of the process was and what you needed for us. He was always available when needed. He made us feel that he cared about us and went above and beyond to get it done."

Linda F

"I mostly appreciated how I felt like I was talking to a neighbor, not a salesman. Derek had OUR best interests in mind during the entire process. We also appreciated how easy it was to communicate with him."

Nate J

"I appreciated the personal attention I received from Derek and Chelsea."

Julie S.

"We were in a bit of a time crunch and the Draisey Team made it happen in a short period of time. It seemed to have happened without a glitch. Very professional and helpful."

Javier L

"Derek was always very quick and informative in his responses. He explained the process and what he needed from me clearly and thoroughly. As a first-time homebuyer, he made the process extremely easy and straightforward, which was very much appreciated."

Michael H.

"I appreciated the service and the friendliness of the staff. The process was very smooth the Draisey Team."

Jen K.

"Derek had great customer service and made me feel like I was priority."

Amber H

"Derek made it simple and got us the best rate. He also answered his phone at all hours to answer our questions."

Don S.

"The ease and timeliness of communication. Both Derek and Chelsea are willing to comment via text, email or phone both during work hours and non-work hours. Derek was even willing to discuss the loan application process over the phone on a weekend. Also the follow-up after the fact to ensure that my mortgage statement was correct was appreciated."

Tina P.

"The ease of being able to complete most of the paperwork online and the website ease. I also appreciated that Derek reached out to me to let me know of the lower interest rates."

Tina P.

"Derek was available to me evenings and weekends if I had any questions and always made me feel valued as his client. He is knowledgeable and very customer service oriented. He was able to explain certain gray areas for us while always being respectful and thoughtful."

Katy P.

Voted Best Mortgage Company by Cityview 2017 and 2018

Voted "Best Local Mortgage Company"

APPLY NOW!

MFLCares

Mortgage Programs

We work with you to help find the best purchase and refinance home loan for your unique situation. Some mortgage programs include: Learn More »

Mortgage News

FHA is Just Being Greedy

Today’s FHA stats will blow your mind. One of which is the fact that their MMI fund is literally overflowing. So why won’t the lower their MI to the consumer? Regardless of the answer, it needs to be done. The answer to this question and more is answered in an interview with David Stevens that […]

The post FHA is Just Being Greedy appeared first on National Real Estate Post.
Pending Home Sales Decline Unexpectedly

It seemed safe to say, even before the National Association of Realtors® (NAR) released the pending home sale numbers for April, that some analyst somewhere would be able to say, "I told you so." Trading Economics had a +0.8 consensus estimate while Econoday's consensus of 2.0 percent was for growth predictions ranging from 0.8 to 5.0 percent.

Guess what, everybody was wrong. Very wrong

NAR's Pending Home Sale Index (PHSI), which is based on signed contracts to purchase existing homes, dropped 4.4 percent from its March level to 106.2 in April, very close to the 100 benchmark set 20 years earlier. Year-over-year, signings jumped 51.7 percent compared to April 2020 when pandemic-related shutdowns brought sales to an all-time low. The drop in the PHSI does not bode well for existing home sales over the next few months. Those sales have fallen for the last two months.
Non-Government Loans See Jump in Forbearances

The forbearance numbers increased again over the past week although Black Knight, in its weekly report, said these mid- to late-month upticks are becoming common. The number of mortgages in active plans rose by 16,000 or 0.73 percent. The number of Fannie Mae and Freddie Mac loans in forbearance declined by 1,000 but that was offset by an increase of 2,000 among loans serviced for FHA and the VA and a 15,000 loan rise (2.5 percent) in forbearances among portfolio-held and privately securitized mortgages. As of May 25, there were a total of 2.195 million mortgage loans remaining in forbearance plans, 4.1 percent of all first mortgages being serviced. There were 682,000 GSE loans, 887,000 VA and FHA loans and 625,000 loans serviced for bank portfolio or private label security investors.

More News »

Testimonial

"Derek had great customer service and made me feel like I was priority."
Amber H

Navigation

Office Locations

Contact Us

Name *
Phone
Email * Invalid
Message
	submit