The SmithBrandt Team Testimonials

What customers are saying about The SmithBrandt Team

Josh was wonderful at communicating with us on exactly what would be happening. It was so easy to apply and gather all the information so that we could get approved for our loan – he also worked closely with our realtor which made everyone’s jobs easier! Our whole process was wonderful and stress free. I intend to refer family and friends to the SmithBrandt team."

Abby M. & Andrew H.

"Josh was very knowledgeable in his profession and handled everything with ease. I felt that him and our relator worked very well together. The resources he used ensured us with little to no issues. Josh knew that this was our first time buying and made it a great experience for us. Josh had great communication through our entire experience."

Andrew O.

I appreciated the SmithBrandt team handling everything in a timely manner and their customer service was excellent."

Owen Z.

"I loved how personable and down to earth Josh was! He really took the time to explain the answer to all of my questions no matter how big or small! As a first time home buyer, I can honestly say I didn’t know what I was doing and Josh took the wheel and ended up saving me a ton of money that I would have wasted!"

McKenna G.

They were friendly and local. We chose them because they were local, and we had a previous bad experience with Well Fargo."

Brandi & Brian J.

"We would highly recommend the Smith Brandt team to friends & family because of their great customer service!"

Cassandra O.

"It was a quick and efficient process. Josh took the extra steps necessary to ensure the necessary filings from my divorce were processed appropriately with the transaction. It was nice to have a local lender and kept me informed during the process."

Jason B.

"We appreciated how easy they were to work with. The SmithBrandt Team has knowledge that is unparalleled and it was great appreciated as my wife and I as we are not experience in purchasing and selling a home."

Corey V.

"Josh made the process super easy and stress free. The office is about an hour away from me but I didn’t have to drive there once and was able to do everything over the phone or email with ease and I still felt like I was getting the same service if I had been working with Josh in person which was fantastic!"

Nicole W.

We worked with Josh, he was very helpful and accommodating."

Susue C.

"Josh really put in the time and work to save us a lot of money on our home insurance as well and found us a great company that help lower our payments. He went above and beyond to help us get our home. Josh never gave up on us."

Micah K.

It was painless on our end. Between the two everything was handled correctly and in a timely manner. I have already referred family and friends."

Kelsie C.

"They made it as easy and worry free as possible and were very prompt, always courteous and extremely professional! In addition, I always felt like my interest were first and foremost on their minds and as a result, I was able to be worry free through the entire process."

Jason H.

"This is the second time we have worked with Josh and he made as easy if not easier this time than it was the first time! Which is the reason we didn't even think about where to go for a home mortgage!"

Kathy S.

"Josh approached us about the decreased interest rate and explained to us how we could be saving money by refinancing. He was always helpful to answer any questions throughout the process."

Heath & Krista

They are very upfront and honest with regards to the cost and how the overall process works making us aware of what exactly is needed throughout, no surprises! Also really appreciated how easy it was to contact Eric or Josh with any questions or concerns. The process of refinancing was made very easy."

Anonymous

"I appreciated the time, Josh was awesome at keeping us updated the entire step of the way. We were relocating from Houston, TX back home to Iowa and he was able to keep us informed as often as needed and ensured it all moved like clock work."

Jake W

Eric and Josh are easy to work with and knowledgeable."

Brady R.

"I appreciated that every question I asked was answered in a timely manner and that I never felt stupid when asking questions."

Kari S.

Being fairly new to the home-buying process, we needed a Licensed Mortgage Originator who was able to provide us with a detailed explanation of our options, and be available to answer questions along the way...and there were many. Josh and Eric were both fantastic to work with, and helped guide us through the process. We are extremely happy with our experience with the Smith/Brandt Team and would highly recommend them!"

Krista & Sam

"We appreciated everything that Josh offered. He was very efficient with our application/closing and available to answer any questions that we had."

Scott L.

The SmithBrandt Team was honest. I intend to refer them to my family and friends."

Kevin D.

The process was painless and I didn’t have to put forth much effort. Josh and Eric took care of everything. They always seem to have my/our best interest in mind."

Dave H.

Both Eric and Josh were always available to speak with me no matter what questions I cooked up. Josh was always honest about where things stood all the way to when it came right down to the closing paperwork. I respect his opinion greatly, and will certainly send business his way. Let positive experiences drive your referrals. I have a stack of both Eric and Josh’s business cards; you guys are certainly the only lender I will push. Thanks again!"

Cody H.

I just wanted to take a minute to thank both Josh and Eric for helping us through the mortgage buying process. Josh and Eric are extremely easy to work with. From the pre-approval state through closing, they not only eased all of my concerns, but they made the entire process enjoyable. Both Josh and Eric are very knowledgeable about all products, and I truly believe that they always had our best interest in mind. We will definitely be using them again in the future!"

Ben & Jenny

We appreciated Eric & Josh keeping in close contact with us during the whole process so we were aware of what was going on. They were very helpful and made the whole process easy."

Brooke & Matthew J.

They took the time to communicate with us. This was the first time we had ever built a home, and there were certain nuisances of the process when the home was being built that we needed to have thoroughly explained to us. Josh and Eric were very good at communicating with us throughout the entire process. I absolutely will refer them on to family and friends."

Sam & Krista R.

"I appreciated the convenient location and relaxed atmosphere."

David D.

I appreciated the punctuality and attention to detail during our entire process. They provided me with a great first time home buyers experience."

Marianne D.

I appreciated the open and honest approach in gathering the best information they could find, answering our question in layman terms with upfront integrity. Eric & Josh went above and beyond communication with us. We always knew when our appointments were set and what we needed to bring to those appointments if anything. Communication is essential and both of them always kept the lines open. We definitely will refer any of our friends or family to The SmithBrandt Team in the future should any need arise. They are a couple of great individuals that know the financial arena. Thank for all you did for us Eric & Josh. Everything was immensely appreciated."

Mickey H.

"The process was very easy and Josh was very informative on the process. I had a lot of questions being a first time home buyer and he made the process go smoothly."

Scott D.

They explained everything and kept us informed of each step along the way. They did a great job!"

Richard D.

The SmithBrandt team made the process very easy- just bring the paper work needed and then went over all the loan options. I felt that both of you were trustworthy in helping me make the right choice. Everyone was very helpful at Midwest Family Lending, when one was out the other person was able to pick up and get the work completed."

Mindy M.

"Josh and Eric answered all my questions, took time to make sure I understood everything and were extremely polite and professional. I feel they went above and beyond to help make it go smoothly."

Jo W.

I’ve known Josh for quite a while. The process was simple and streamlined. The refinance process was about as pain free as possible."

Joe & Jen B.

"Josh was always on-top of everything, professional and diligent. He had our best interests in mind at all times."

Justin & Erin K.

Josh was always willing to answer any questions we had, he came to us when we needed to meet, he was always friendly and gave us great advice, and he made the financial side of the process go smoothly.

Krista M.

"Josh explained things throughout the process and he was well organized. He was very encouraging, I really appreciated all that he did to get it to go through."

Dana R.

The communication was awesome. I was a nervous wreck, but Josh and Eric always assured me all would work out and they were correct. They always responded to my questions very quickly and made the whole experience very easy. I will recommend them to everyone. I am already looking forward to working with them in the future."

Jenny D.

Voted Best Mortgage Company by Cityview 2017 and 2018

Voted "Best Local Mortgage Company"

APPLY NOW!

FULL APPLICATION!

MFLCares

Mortgage Programs

We work with you to help find the best purchase and refinance home loan for your unique situation. Some mortgage programs include: Learn More »

Mortgage News

FHA is Just Being Greedy

Today’s FHA stats will blow your mind. One of which is the fact that their MMI fund is literally overflowing. So why won’t the lower their MI to the consumer? Regardless of the answer, it needs to be done. The answer to this question and more is answered in an interview with David Stevens that […]

The post FHA is Just Being Greedy appeared first on National Real Estate Post.
Pending Home Sales Decline Unexpectedly

It seemed safe to say, even before the National Association of Realtors® (NAR) released the pending home sale numbers for April, that some analyst somewhere would be able to say, "I told you so." Trading Economics had a +0.8 consensus estimate while Econoday's consensus of 2.0 percent was for growth predictions ranging from 0.8 to 5.0 percent.

Guess what, everybody was wrong. Very wrong

NAR's Pending Home Sale Index (PHSI), which is based on signed contracts to purchase existing homes, dropped 4.4 percent from its March level to 106.2 in April, very close to the 100 benchmark set 20 years earlier. Year-over-year, signings jumped 51.7 percent compared to April 2020 when pandemic-related shutdowns brought sales to an all-time low. The drop in the PHSI does not bode well for existing home sales over the next few months. Those sales have fallen for the last two months.
Non-Government Loans See Jump in Forbearances

The forbearance numbers increased again over the past week although Black Knight, in its weekly report, said these mid- to late-month upticks are becoming common. The number of mortgages in active plans rose by 16,000 or 0.73 percent. The number of Fannie Mae and Freddie Mac loans in forbearance declined by 1,000 but that was offset by an increase of 2,000 among loans serviced for FHA and the VA and a 15,000 loan rise (2.5 percent) in forbearances among portfolio-held and privately securitized mortgages. As of May 25, there were a total of 2.195 million mortgage loans remaining in forbearance plans, 4.1 percent of all first mortgages being serviced. There were 682,000 GSE loans, 887,000 VA and FHA loans and 625,000 loans serviced for bank portfolio or private label security investors.

More News »

Name *
Phone
Email * Invalid
Message
	submit

(515) 252-7107

The SmithBrandt Team Testimonials

What customers are saying about The SmithBrandt Team

Abby M. & Andrew H.

Andrew O.

I appreciated the SmithBrandt team handling everything in a timely manner and their customer service was excellent."

Owen Z.

McKenna G.

They were friendly and local. We chose them because they were local, and we had a previous bad experience with Well Fargo."

Brandi & Brian J.

"We would highly recommend the Smith Brandt team to friends & family because of their great customer service!"

Cassandra O.

"It was a quick and efficient process. Josh took the extra steps necessary to ensure the necessary filings from my divorce were processed appropriately with the transaction. It was nice to have a local lender and kept me informed during the process."

Jason B.

"We appreciated how easy they were to work with. The SmithBrandt Team has knowledge that is unparalleled and it was great appreciated as my wife and I as we are not experience in purchasing and selling a home."

Corey V.

Nicole W.

We worked with Josh, he was very helpful and accommodating."

Susue C.

"Josh really put in the time and work to save us a lot of money on our home insurance as well and found us a great company that help lower our payments. He went above and beyond to help us get our home. Josh never gave up on us."

Micah K.

It was painless on our end. Between the two everything was handled correctly and in a timely manner. I have already referred family and friends."

Kelsie C.

"They made it as easy and worry free as possible and were very prompt, always courteous and extremely professional! In addition, I always felt like my interest were first and foremost on their minds and as a result, I was able to be worry free through the entire process."

Jason H.

"This is the second time we have worked with Josh and he made as easy if not easier this time than it was the first time! Which is the reason we didn't even think about where to go for a home mortgage!"

Kathy S.

"Josh approached us about the decreased interest rate and explained to us how we could be saving money by refinancing. He was always helpful to answer any questions throughout the process."

Heath & Krista

Anonymous

"I appreciated the time, Josh was awesome at keeping us updated the entire step of the way. We were relocating from Houston, TX back home to Iowa and he was able to keep us informed as often as needed and ensured it all moved like clock work."

Jake W

Eric and Josh are easy to work with and knowledgeable."

Brady R.

"I appreciated that every question I asked was answered in a timely manner and that I never felt stupid when asking questions."

Kari S.

Krista & Sam

"We appreciated everything that Josh offered. He was very efficient with our application/closing and available to answer any questions that we had."

Scott L.

The SmithBrandt Team was honest. I intend to refer them to my family and friends."

Kevin D.

The process was painless and I didn’t have to put forth much effort. Josh and Eric took care of everything. They always seem to have my/our best interest in mind."

Dave H.

Cody H.

Ben & Jenny

We appreciated Eric & Josh keeping in close contact with us during the whole process so we were aware of what was going on. They were very helpful and made the whole process easy."

Brooke & Matthew J.

Sam & Krista R.

"I appreciated the convenient location and relaxed atmosphere."

David D.

I appreciated the punctuality and attention to detail during our entire process. They provided me with a great first time home buyers experience."

Marianne D.

Mickey H.

"The process was very easy and Josh was very informative on the process. I had a lot of questions being a first time home buyer and he made the process go smoothly."

Scott D.

They explained everything and kept us informed of each step along the way. They did a great job!"

Richard D.

Mindy M.

"Josh and Eric answered all my questions, took time to make sure I understood everything and were extremely polite and professional. I feel they went above and beyond to help make it go smoothly."

Jo W.

I’ve known Josh for quite a while. The process was simple and streamlined. The refinance process was about as pain free as possible."

Joe & Jen B.

"Josh was always on-top of everything, professional and diligent. He had our best interests in mind at all times."

Justin & Erin K.

Josh was always willing to answer any questions we had, he came to us when we needed to meet, he was always friendly and gave us great advice, and he made the financial side of the process go smoothly.

Krista M.

"Josh explained things throughout the process and he was well organized. He was very encouraging, I really appreciated all that he did to get it to go through."

Dana R.

Jenny D.

Voted "Best Local Mortgage Company"

Mortgage Programs

Mortgage News

Testimonial

Navigation

Office Locations

Contact Us