Linden Heikens Testimonials

What customers are saying about Linden Heikens

"Linden has always been there for us and met our needs. He instantly makes you feel like more of a friend that just a business transaction and looks out for our best interests and also get us the best deal."

Danielle M

"Linden is very helpful even after the sale and follow up after closing."

Shane E.

Linden had close contact when there was a need for information or feed-back. Customer service is great!"

Milt & Deb M.

Linden takes the time to make his clients feel like they are family. He was always available to answer questions promptly.

Mark & Carol D.

Linden kept us up to date throughout, I was given options, and clear answers to my questions."

David A.

Linden was there from beginning to end, and followed up after the closing, as well.

Todd L.

Linden really cared about my families needs and helped us to fulfill our goals. He was always polite and always told the truth.

Miley H.

Linden was always in contact with us every step of the way. He always kept us informed of where we were at in the process. He was very knowledgeable in every aspect of the home buying process. He always had a positive attitude which was very helpful in keeping the process as stress free as possible. We have already referred a friend who will be closing in May 2014 and will continue to do so in the future."

Kayla M.

"Linden took care of everything and made the process extremely easy. Being a first time home buyer, I needed guidance every step of the way. Linden did just that for me!"

Jamie L

"I loved how Linden kept on top of things and kept me informed on everything. He was very upfront and honest about everything. He answered all of my questions and was very informative throughout the whole process."

Ashlie H

I thought the process was smooth and stress free (as far as Linden went, our realtor was another story). But as far as working with Linden it was wonderful. He saved my sanity throughout the process several times!!

Jessica A.

Linden did a great job!! I went to wells Fargo first they said they could do my mortgage then after 3 months they said no. Linden got it done very quickly and did everything he could to make save me money and make it go with no problems for me. Great Job!!

Mark F.

"I appreciated how friendly and helpful Linden is with everything."

Preston R.

"Linden was very helpful and pointed me in the direction of where I needed to go for help improving my credit to begin with. He went above and beyond and made the process easy. We couldn't have done it without him and he has amazing customer service and were able to respond quickly any time of the day."

Gretchen H.

Linden is very friendly, easy and informative through the entire mortgage loan process. I will refer anyone and everyone to Linden. He is very detailed and has helped my family members out already."

Dustin & Megan P.

Linden is very professional and made the process of refinancing very smooth and easy."

Tylese B.

Linden was very time efficient to work with. I have and will continue to refer family and friends to Linden."

Ronald P.

"We appreciated Linden's knowledge of the process and his willingness to answer our questions."

Keith & Judy L.

Linden worked with us very efficiently and thorough. We were on track for one loan but he discovered another program (on his own accord not by our request) that was ending around our closing date that would save us money, he ran the numbers and gave us a call with all the details and had the new numbers ready. We decided to with that loan and did result in a lower APR and down payment which was very much appreciated. This showed that Linden was driven and had our best interested in mind. Linden was very qualified and equipped to us get us the best loan. I have referred a friend to Linden and plan to refer any family or friends looking to purchase a home."

Kirsten R.

From our first contact, to the closing day, Linden was great. Linden is thoughtful, takes the time to explain everything, and follows up. Even after closing the seller had some concerns that Linden resolved thoroughly, and almost more importantly, tactfully. I would refer Linden because he's thorough, thoughtful, and straightforward.

Greg P.

I appreciation his honesty for my situation. He was honest and direct in his treatment of my loan."

James S.

Linden was very courteous and made sure we fully understood all steps of the refinance process.

Chris A.

Linden was quick to respond to answers and I have referred several people to him."

David T.

"I was referred to Midwest Family Lending through another satisfied client, I was then put in touch with Linden who works with Union County. I will most certainly refer Linden to all of my family and friends. Linden was very thorough in explaining the process to me and every time he needed a document from me he would tell me what it was for and walked me through everything."

Farrah P

Linden is very helpful and was always there when I needed to ask him questions! He made it easy to understand a lot of things I didn't know. Very nice guy! Never thought I could get a home loan but he worked very hard to get me one and I appreciate it! Thank you Linden!!!!

Jason R

Linden made me feel like an equal and that he truly wanted the best for my husband and I. He went above and beyond to get us a great deal.

Danielle M.

Thanks for all your hard work on Brian's deal. It went very smoothly. Being a past mortgage person I am always nervous when my peeps are using a new person. You killed it sir!

Brad H., Realtor

"For being a first time home owner, it wasn’t stressful at all. Linden keeps you informed on what's going on and he is there to help you whenever you have a question."

Tanner H

We appreciated that whenever we had a question, Linden was quick to get back to us. He was step by step thorough through the whole process. A+ for Linden and Midwest Family Lending!

Josh & Sheri M.

Voted Best Mortgage Company by Cityview 2017 and 2018

Voted "Best Local Mortgage Company"

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Mortgage News

FHA is Just Being Greedy

Today’s FHA stats will blow your mind. One of which is the fact that their MMI fund is literally overflowing. So why won’t the lower their MI to the consumer? Regardless of the answer, it needs to be done. The answer to this question and more is answered in an interview with David Stevens that […]

The post FHA is Just Being Greedy appeared first on National Real Estate Post.
Pending Home Sales Decline Unexpectedly

It seemed safe to say, even before the National Association of Realtors® (NAR) released the pending home sale numbers for April, that some analyst somewhere would be able to say, "I told you so." Trading Economics had a +0.8 consensus estimate while Econoday's consensus of 2.0 percent was for growth predictions ranging from 0.8 to 5.0 percent.

Guess what, everybody was wrong. Very wrong

NAR's Pending Home Sale Index (PHSI), which is based on signed contracts to purchase existing homes, dropped 4.4 percent from its March level to 106.2 in April, very close to the 100 benchmark set 20 years earlier. Year-over-year, signings jumped 51.7 percent compared to April 2020 when pandemic-related shutdowns brought sales to an all-time low. The drop in the PHSI does not bode well for existing home sales over the next few months. Those sales have fallen for the last two months.
Non-Government Loans See Jump in Forbearances

The forbearance numbers increased again over the past week although Black Knight, in its weekly report, said these mid- to late-month upticks are becoming common. The number of mortgages in active plans rose by 16,000 or 0.73 percent. The number of Fannie Mae and Freddie Mac loans in forbearance declined by 1,000 but that was offset by an increase of 2,000 among loans serviced for FHA and the VA and a 15,000 loan rise (2.5 percent) in forbearances among portfolio-held and privately securitized mortgages. As of May 25, there were a total of 2.195 million mortgage loans remaining in forbearance plans, 4.1 percent of all first mortgages being serviced. There were 682,000 GSE loans, 887,000 VA and FHA loans and 625,000 loans serviced for bank portfolio or private label security investors.

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Linden Heikens Testimonials

What customers are saying about Linden Heikens

"Linden has always been there for us and met our needs. He instantly makes you feel like more of a friend that just a business transaction and looks out for our best interests and also get us the best deal."

Danielle M

"Linden is very helpful even after the sale and follow up after closing."

Shane E.

Linden had close contact when there was a need for information or feed-back. Customer service is great!"

Milt & Deb M.

Linden takes the time to make his clients feel like they are family. He was always available to answer questions promptly.

Mark & Carol D.

Linden kept us up to date throughout, I was given options, and clear answers to my questions."

David A.

Linden was there from beginning to end, and followed up after the closing, as well.

Todd L.

Linden really cared about my families needs and helped us to fulfill our goals. He was always polite and always told the truth.

Miley H.

Kayla M.

"Linden took care of everything and made the process extremely easy. Being a first time home buyer, I needed guidance every step of the way. Linden did just that for me!"

Jamie L

"I loved how Linden kept on top of things and kept me informed on everything. He was very upfront and honest about everything. He answered all of my questions and was very informative throughout the whole process."

Ashlie H

I thought the process was smooth and stress free (as far as Linden went, our realtor was another story). But as far as working with Linden it was wonderful. He saved my sanity throughout the process several times!!

Jessica A.

Linden did a great job!! I went to wells Fargo first they said they could do my mortgage then after 3 months they said no. Linden got it done very quickly and did everything he could to make save me money and make it go with no problems for me. Great Job!!

Mark F.

"I appreciated how friendly and helpful Linden is with everything."

Preston R.

Gretchen H.

Linden is very friendly, easy and informative through the entire mortgage loan process. I will refer anyone and everyone to Linden. He is very detailed and has helped my family members out already."

Dustin & Megan P.

Linden is very professional and made the process of refinancing very smooth and easy."

Tylese B.

Linden was very time efficient to work with. I have and will continue to refer family and friends to Linden."

Ronald P.

"We appreciated Linden's knowledge of the process and his willingness to answer our questions."

Keith & Judy L.

Kirsten R.

Greg P.

I appreciation his honesty for my situation. He was honest and direct in his treatment of my loan."

James S.

Linden was very courteous and made sure we fully understood all steps of the refinance process.

Chris A.

Linden was quick to respond to answers and I have referred several people to him."

David T.

Farrah P

Linden is very helpful and was always there when I needed to ask him questions! He made it easy to understand a lot of things I didn't know. Very nice guy! Never thought I could get a home loan but he worked very hard to get me one and I appreciate it! Thank you Linden!!!!

Jason R

Linden made me feel like an equal and that he truly wanted the best for my husband and I. He went above and beyond to get us a great deal.

Danielle M.

Thanks for all your hard work on Brian's deal. It went very smoothly. Being a past mortgage person I am always nervous when my peeps are using a new person. You killed it sir!

Brad H., Realtor

"For being a first time home owner, it wasn’t stressful at all. Linden keeps you informed on what's going on and he is there to help you whenever you have a question."

Tanner H

We appreciated that whenever we had a question, Linden was quick to get back to us. He was step by step thorough through the whole process. A+ for Linden and Midwest Family Lending!

Josh & Sheri M.

Voted "Best Local Mortgage Company"

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